SOLUTIONS TO
Streamline Insights
Evaluate businesses across the U.S for cash positioning, revenue consistency, and operational stability.
01
BUSINESS HEALTH INTELLIGENCE
Real-time cash flow analysis across thousands of daily credit applications showing which industries and geographies are strengthening or weakening. See business stress signals 8-12 weeks before they appear in credit bureau data.
02
MARKET INTELLIGENCE
Geographic: Real-time performance benchmarks and health metric by state and metro area. Compare how the same industry performs across different region to inform geographic strategy.
Industry: Compare business financial performance against industry norms derived from continuously updated credit application data. Machine learning models identify how individual businesses rank within their sector and flag outliers.
03
EARLY WARNING SYSTEMS
Machine learning models trained on thousands of funded loan outcomes identifying cash flow characteristics that predict default. Apply AI-driven risk scores to credit evaluation and risk assessment.
04
PREDICTIVE PATTERNS
Real-time industry monitoring, which flag deterioration across key commercial lending sectors. Automated alerts when industries show distress signals in our continuously updated data feeds.
ABOUT US
Traditional credit data contextualizes the past without explaining current market conditions. Metrix Data augments traditional credit resources with alternative data intelligence to bridge the information asymmetry gap by providing operational context that transforms abstract financial data into actionable decisioning support.
We're building the infrastructure for operational intelligence in business credit. A future where lenders operate with industry and geographic context as standard practice, decisions are backed by empirical data across economic cycles, and borrowers are evaluated against true peers operating under similar conditions.
WHY BENCHMARK WITH METRIXDATA?
Credit decisions are strengthened by understanding financial patterns that identify strength or risk. Tax returns, financial statements and credit bureaus provide historical data, which is an incomplete picture in the moment when a decision must be executed.
01
WHAT WE ANALYZE
Cash reserve levels and burn rates. Revenue consistency week-over-week. Daily balance volatility. Seasonal pattern strength.
02
WHAT WE PROVIDE
Percentile rankings that highlight exactly where operational metrics fall relative to comparable businesses. A retail operation in Chicago gets compared against retail operations in similar markets, not against restaurants in Miami. Context matters.
Results show percentile rankings within relevant peer groups with similar revenue ranges, not against different formats, different markets, or different industries. We track and surface outlier patterns, strong indicators and red flags painting a more
complete picture prior to decisioning.
03
DELIVERY FORMATS
Web platform for quick lookups. API integration for workflow embedding. Custom analysis for complex situations. We fit your process, not the other way around. Third party benchmarking satisfies compliance requirements and provides audit documentation when needed.
OUR PILLARS
INTEGRITY
We handle sensitive financial data with the highest standards of security and confidentiality. Our benchmarks are built on verified data and transparent methodologies that clients can trust.
INNOVATION
We continuously refine our analytical models and expand our data coverage to stay ahead of market needs. Alternative data intelligence requires constant evolution.
PRECISION
Rigorous data validation and quality controls ensure our benchmarks reflect actual market performance, not statistical noise.
PARTNERSHIP
Your success drives ours. We work alongside buyers to understand their specific challenges and deliver solutions that integrate seamlessly into existing workflows.
METRIXDATA